Recently SVB, Silvergate, and Signature Bank these financial institutes are collapsed but they have one thing common while this happening

1. Becoming dependent on high tech industry and other ventures this is what helped it to destroy.

2. Limited individual customer investment and more VC funds and tech investment.

3. Startup of tech industry starts falling at the end of 2022 is the main reason that SVB don't get profit from it

4. In 2020 and 2021 SVB bought long-term treasuries and mortgage-backed securities that carried very low interest rates.

5. SVB suffred from $16 billion in unrealized losses on its investment portfolio, causes its assets barely covered its liabilities

6. Last week statement of Selling off some of its bond portfolio and raising capital by selling shares made panic to Investors.

7. Many customers of SVB are from social media obsessed causing panic after any spam news release

8. No help from VC (Venture capitalist) even after seeking for help.

9. Depositors and investors tried to pull out $42 billion